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Title
V of the Gramm-Leach-Bliley Act (GLBA)
generally prohibits any financial institution, directly or through
its affiliates, from sharing nonpublic personal information about
you with a nonaffiliated third party unless the institution provides
you with a notice of its privacy policies and practices, such as the
type of information that it collects about you and the categories of
persons or entities to whom it may be disclosed. In compliance with
the GLBA, we are providing you with this document, which notifies
you of the privacy policies and practices of Northern Title Agency,
Inc. and its underwriter, General Title and Trust Company.
We
may collect nonpublic information about you from the following
sources: Information we receive from you such as on applications or
other forms; Information about your transactions we secure from our
files or from others; Information we receive from a consumer
reporting agency; Information that we receive from others involved
in your transaction, such as the real estate agent or lender.
Unless
it is specifically stated otherwise in an amended Privacy Policy
Notice, no additional nonpublic personal information will be
collected about you.
We
may disclose any of the above information that we collect about our
customers or former customers to our affiliates or to nonaffiliated
third parties as permitted by law.
We
also may disclose this information about our customers or former
customers to the following types of nonaffiliated companies that
perform marketing services on our behalf or with whom we have joint
marketing agreements: Financial service providers such as companies
engaged in banking, consumer finance, securities and insurance;
Non-financial companies such as envelope stuffers and other
fulfillment service providers.
WE
DO NOT DISCLOSE ANY NONPUBLIC PERSONAL INFORMATION ABOUT YOU WITH
ANYONE FOR ANY PURPOSE THAT IS NOT SPECIFICALLY PERMITTED BY LAW.
We
restrict access to nonpublic personal information about you to those
employees who need to know that information in order to provide
products or services to you. We maintain physical, electronic, and
procedural safeguards that comply with federal regulations to guard
your nonpublic personal information.
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